Let us walk you through the steps of how your current savings and what you save going forward will affect your retirement.
Individual investors (private clients) have a wide variety of options to choose from when seeking investment or retirement planning advice. There are thousands of planners, advisors, brokers, bankers, agents, and others that each meet the need in a different way. The first thing we try to do when we meet a potential client is to help them decide if Highland is a good fit for them.
We believe in keeping all investment fees modest and do not believe in making you pay for services you may not want or need. Accordingly, we attempt to streamline our services to keep everything high value and reasonably priced; Standard service/fee elements include:
Highland believes that thoughtful coordination of asset allocation and time horizon is still the preferred approach to managing investment risks in most situations. Other methods (market timing, Insurance products with guarantees, and alternative investments, etc.) can have strong emotional appeal. Still, we find that the “no free lunch” adage almost always holds.
We do not endorse market timing as a reliable risk management discipline. The appeal of getting out when markets are up, and back in when things are down is understandable. However, more than ever, modern markets are efficient and trade so swiftly that there is virtually no opportunity for investors to time entries and exits to good effect. We regularly evaluate professional managers with deep resources and seldom find someone who can consistently add value through market timing.
Building a financial plan begins with knowing where you are today, and where you want to be in the future. This site is designed to provide a quick view of your current location and how you are trending toward retirement and savings goals for the future. With just a few data points, you can see how your current plan is working and how Highland might help you improve your results going forward. To begin, click here.