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Highland Capital Advisors / Plan Sponsor Guides
March 18, 2021 In Plan Sponsor Guides

Safe Harbor Plan Design

What is a 401(k) Safe Harbor and is it right for your plan? As your company grows, things change. One of those things should be your company's retirement plan. It should consistently meet the changing needs of the owners and employees. A Safe Harbor 401(k) plan is a type of retirement plan with an employer contribution that allows employers to avoid the most annual compliance tests.

February 5, 2021 In Plan Sponsor Guides

Annual Retirement Plan Checklist

As a plan sponsor, you're automatically a fiduciary. In the world of ERISA, DOL and IRS, a fiduciary is one who acts only in the best interest of a plan's participants and beneficiaries with the care of a "prudent person." You are responsible for keeping your plan in compliance with government regulations. One of the important areas of compliance involves the many documents of plan administration. These documents must be in writing and kept at your fingertips in case you need to refer to them. It is not enough to have copies of the documents in your file cabinet - you must understand and closely follow them.

January 5, 2021 In Plan Sponsor Guides

2021 COVID Relief Bill

In this post we discuss the most recent 2021 COVID relief bill and how it effects you and your business. We cover The Payroll Protection Plan, Disaster Tax Relief, Partial Plan Termination and other items of interest.

December 2, 2020 In Plan Sponsor Guides

Missing Participants End of the Year Clean Up

Missing participants are former employees who still have an active retirement plan account balance, and as a plan fiduciary, you're responsible for them. This easy-to-use checklist can help you take control of former employees and your missing participant problem.